4836 Stream Side Lane # 18

Morganton, NC
$ 950,000 Beds 3 Baths 3.5 Sq 3,148 Virtual Tour
Monthly Estimate* How much can I afford?

Rare Find! this 2.21 acre gated setting has the largest above grade square footage available in this price range! This is the most house for the money at Lake James! Exceptional rustic elegance just steps away from one of America's Cleanest Lakes! Quality build perfect for your forever home or vacation get-a-way. Meticulously maintained, Located within the desirable gated Cottage Park at Lake James. Mimosa Marina is just across the street with leased & covered boat slips for direct access to Lake James. Open floor plan for seamless living, stone fireplace with custom live edge mantel, informal dining, gourmet Kitchen w/beautiful granite countertops, rich wood cabinets, detailed fixtures, walk in pantry & stainless appliances. Main level Primary en-suite as well as second primary en-suite on upper level with 3rd bedroom plus bonus room/4th BR and 3rd full bath. Beautiful wood flooring, custom Oak Hill Iron railings, 10 ft ceilings & wide crown moulding. Main level laundry/sink & cabinetry. Basement space is ready to finish or excellent storage/flex space, 2 car garage, circular drive. Covered front porch wraps to screened side porch with outside gas fireplace for incredible outside living. Enjoy 2+ acres with mature landscaping & privacy just a short distance from the community swimming pool and clubhouse. Boat and RV parking available. High Speed internet available thru Spectrum. Large sunny yard perfect for raised beds, fruit or berry gardens and outbuildings if desired. About 45 minutes from Asheville and an hour 20 from Charlotte. Morganton restaurants & shopping is less than 25 minutes. Natures playground awaits. Flexible home with multigenerational Living possibilities in a beautiful setting!

Single Family

  • Price
  • $ 950,000
  • City
  • Morganton
  • Bedrooms
  • 3
  • Full Bathrooms
  • 3
  • County
  • BURKE
  • Half Bathrooms
  • 1
  • Area
  • Burke County
  • Lot Size
  • 2.21 Acres
  • Zip
  • 28655
  • Sqr Footage
  • 3,148
  • Year Built
  • 2008
  • Style
  • Arts and Crafts
  • MLS#
  • 4356291
Listed By: GreyBeard Realty; byron@greybeardrealty.com
Data Source: Canopy MLS

Features

General

Living Area 3148
Sewer Septic Installed
Heating Heat Pump,Propane
Cooling Central Air
Utilities Cable Available,Cable Connected,Electricity Connected,Propane
Roof Architectural Shingle,Metal
Appliances Bar Fridge,Dishwasher,Electric Water Heater,Microwave,Refrigerator,Washer/Dryer
Development Status Completed
Zoning R-1
HOA Fee 1100
Garage Spaces 2
Patio/Porch Features Covered,Front Porch,Screened,Side Porch
Architectural Style Arts and Crafts
Security Features Security System
Construction Materials Stone Veneer,Wood
Year Built 2008
Levels Two
Unit Number 18
Property Subtype Single Family Residence
Parcel Number 1763-17-2866
Elevation 1000
Community Features Gated,Outdoor Pool
Assoc Fee Paid Per Annually
County Burke
New Construction No
Property Type Residential
HOA Yes
Subdivision Name Cottage Park
Garage Y/N Yes
Full Baths 3
High School Unspecified
City Morganton
Body of Water Lake James
Association Name Catawba Valley Prop Management
Senior Community Y/N No
Lot Size Units Acres
Carport Y/N No
Elementary School Glen Alpine
Middle/Junior High School Unspecified
Additional Parcels Y/N No
Standard Status Active
CAR_HOASubjectTo Required
Construction Type Site Built
Restrictions Architectural Review
Tax Assessed Value 684045
Listing Terms Cash,Conventional

Interior Features

Interior Amenities Kitchen Island,Open Floorplan,Pantry,Walk-In Closet(s),Walk-In Pantry
Basement Basement Garage Door,Exterior Entry,Full,Interior Entry,Storage Space,Unfinished,Walk-Out Access,Walk-Up Access
Flooring Wood
Fireplace Features Gas,Living Room,Outside,Propane
Basement (Y/N) Yes
Fireplace Y/N Yes
Above Grade Finished Area 3148
Half Baths 1
Laundry Features Main Level
Total Bedrooms 3
Total Baths 4
SqFt Main 1898
SqFt Garage 604
SqFt Upper 1250
Bedroom 1

Exterior Features

Fencing Back Yard
Parking Features Driveway,Attached Garage,Garage Faces Side
Lot Features Paved,Private
Water Source City
Lot Size Area 2.21
Foundation Details Basement
Road Surface Type Concrete,Paved
Road Responsibility Private Maintained Road
Main Level Garage YN No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Hickory, NC office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Glen Alpine Elementary School
Middle School Unspecified Middle School
High School Unspecified High School

Price History

3/12/2026 Listed $999,000
6/28/2026 3% - $979,000
9/10/2026 3% - $950,000

Property vs Zip Code Average in 28655

Price
AVG $500K
$950K
Year Built
AVG 1982
2008
Visits
AVG 174
559
Data Provided by Inside Real Estate®

4836 Stream Side Lane # 18 Morganton, NC is a Single Family Home for sale at $950000 with 3148 sqft and a lot size of 2.21 Acres Acre(s). 4836 Stream Side Lane # 18 Morganton has 3 bedrooms, 3 baths and was built in 2008. The property's zip code is 28655 which is in Morganton, NC

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.